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		<lastmod>2015-04-15T10:05:24+00:00</lastmod>
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		<lastmod>2015-10-29T11:07:14+00:00</lastmod>
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		<loc>https://townends.com/blog/christmas-festivities-2015/</loc>
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		<loc>https://townends.com/blog/pretty-muddy-york-event-5k-race-for-life/</loc>
		<lastmod>2016-08-01T13:07:57+00:00</lastmod>
		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2016/08/9.-Katie-and-Jamie-Mud-Run-171x300.jpg</image:loc>
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		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2016/08/9.-Louise-and-Francesca-Mud-Run-225x300.jpg</image:loc>
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	<url>
		<loc>https://townends.com/blog/dividend-allowance/</loc>
		<lastmod>2016-08-05T11:00:04+00:00</lastmod>
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	<url>
		<loc>https://townends.com/blog/ciot-examines-new-corporate-offence-proposals/</loc>
		<lastmod>2016-08-09T13:30:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/francescas-great-north-run/</loc>
		<lastmod>2016-08-11T11:04:51+00:00</lastmod>
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			<image:loc>https://townends.com/wp-content/uploads/2016/09/Fran-300x295.jpg</image:loc>
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	<url>
		<loc>https://townends.com/blog/fb-2016-amendments-on-its-appointments-proposed/</loc>
		<lastmod>2016-08-12T10:31:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/eu-consultation-ending-vat-ebooks/</loc>
		<lastmod>2016-08-18T12:47:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/farming-focus/</loc>
		<lastmod>2016-08-24T14:03:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/happy-retirement-lorna/</loc>
		<lastmod>2016-08-31T09:17:10+00:00</lastmod>
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			<image:loc>https://townends.com/wp-content/uploads/2016/08/Lornaretirment-e1472828939916.jpg</image:loc>
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	<url>
		<loc>https://townends.com/blog/francesca-great-north-run/</loc>
		<lastmod>2016-09-11T10:15:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/finance-bill-2016-recieves-royal-assent/</loc>
		<lastmod>2016-09-18T07:47:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/farming-focus-launch-of-townends-agriculture/</loc>
		<lastmod>2016-09-20T07:54:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/termination-payments-consultation/</loc>
		<lastmod>2016-09-22T07:49:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/rafal-kucharuk/</loc>
		<lastmod>2016-09-23T10:18:55+00:00</lastmod>
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			<image:loc>https://townends.com/wp-content/uploads/2016/09/rafal-286x300.jpg</image:loc>
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	<url>
		<loc>https://townends.com/blog/hmrc-launch-online-disclosure-service-agents/</loc>
		<lastmod>2016-09-25T07:50:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/limetime-isa-guidance-updated/</loc>
		<lastmod>2016-09-28T07:51:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/nmw-increases-take-effect/</loc>
		<lastmod>2016-10-05T09:35:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/restriction-of-tax-relief-on-finance-costs-for-individual-landlords/</loc>
		<lastmod>2016-10-06T09:32:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/help-to-save/</loc>
		<lastmod>2016-10-15T09:45:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/self-assessment-and-disclosure/</loc>
		<lastmod>2016-10-22T09:45:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/wear-it-pink/</loc>
		<lastmod>2016-10-27T09:49:14+00:00</lastmod>
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	<url>
		<loc>https://townends.com/blog/is-pre-registration-vat-deductible/</loc>
		<lastmod>2016-11-06T09:55:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/taste-awards/</loc>
		<lastmod>2016-11-08T10:07:10+00:00</lastmod>
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			<image:loc>https://townends.com/wp-content/uploads/2016/11/partayyy.png</image:loc>
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	<url>
		<loc>https://townends.com/blog/employment-allowance-consultation-launched/</loc>
		<lastmod>2016-11-12T10:00:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/voluntary-living-wage-increase-takes-effect/</loc>
		<lastmod>2016-11-18T10:03:34+00:00</lastmod>
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	<url>
		<loc>https://townends.com/blog/caps-on-income-tax-relief/</loc>
		<lastmod>2016-11-20T10:04:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/go-karting/</loc>
		<lastmod>2016-11-22T10:23:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/wear-it-pink-2/</loc>
		<lastmod>2016-11-27T10:29:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/changes-to-the-vat-flat-rate-scheme/</loc>
		<lastmod>2016-12-12T10:58:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/abolition-of-class-2-nics/</loc>
		<lastmod>2016-12-18T11:06:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/company-cars-ultra-low-emissions-vehicles/</loc>
		<lastmod>2016-12-20T11:09:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/disguised-remuneration-and-the-self-employed/</loc>
		<lastmod>2016-12-23T11:16:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrcs-tougher-approach-to-offshore-tax-evasion/</loc>
		<lastmod>2017-01-08T08:53:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/implementation-timetable-for-making-tax-extended/</loc>
		<lastmod>2017-01-16T08:57:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/employers-beware-of-plans-to-change-scottish-income-tax-threshold/</loc>
		<lastmod>2017-01-19T08:59:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-natalie/</loc>
		<lastmod>2017-01-22T11:34:17+00:00</lastmod>
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			<image:loc>https://townends.com/wp-content/uploads/2017/01/nat.jpg</image:loc>
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	<url>
		<loc>https://townends.com/blog/coming-soon-tax-free-childcare/</loc>
		<lastmod>2017-01-23T09:00:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/changes-to-ir53-rules-confirmed/</loc>
		<lastmod>2017-02-03T09:51:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/tax-free-access-to-pension-advice/</loc>
		<lastmod>2017-02-08T09:58:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/salary-v-dividend/</loc>
		<lastmod>2017-02-14T10:00:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/changes-to-company-carry-forward-of-losses-confirmed/</loc>
		<lastmod>2017-02-22T10:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-shannon/</loc>
		<lastmod>2017-03-03T14:00:55+00:00</lastmod>
		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2017/03/Shannon.png</image:loc>
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	<url>
		<loc>https://townends.com/blog/apprenticeship-levy/</loc>
		<lastmod>2017-03-05T13:51:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/change-class-4-nic-rate-reversed/</loc>
		<lastmod>2017-03-08T14:20:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/registration-tax-free-childcare-opens/</loc>
		<lastmod>2017-03-13T14:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/increase-cash-basis-threshold/</loc>
		<lastmod>2017-03-14T14:43:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-josh-shackleton/</loc>
		<lastmod>2017-03-22T15:38:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/automatic-enrolment-pensions/</loc>
		<lastmod>2017-04-03T08:47:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-launch-mtd-pilot/</loc>
		<lastmod>2017-04-08T09:09:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-launch-consultation-employee-expenses/</loc>
		<lastmod>2017-04-14T10:24:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/vat-flat-rate-scheme-changes-take-effect/</loc>
		<lastmod>2017-04-22T10:27:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-jake-stanley/</loc>
		<lastmod>2017-04-23T10:48:42+00:00</lastmod>
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			<image:loc>https://townends.com/wp-content/uploads/2017/04/6.-Jake-Stanley-2.jpg</image:loc>
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	<url>
		<loc>https://townends.com/blog/ron-jacksons-80th-birthday/</loc>
		<lastmod>2017-04-27T10:37:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/iht-main-residence-nil-rate-band/</loc>
		<lastmod>2017-05-06T07:59:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/reform-landlords-taxation/</loc>
		<lastmod>2017-05-11T08:32:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/cgt-annual-exemption-use-lose/</loc>
		<lastmod>2017-05-19T08:43:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/brexit-legislation-update/</loc>
		<lastmod>2017-05-22T09:12:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-ewelina-mielcarek/</loc>
		<lastmod>2017-05-24T09:17:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/townends-take-part-hull-10k/</loc>
		<lastmod>2017-06-08T14:45:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/working-from-home/</loc>
		<lastmod>2017-06-10T08:32:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/vat-zero-rating-adapted-motor-vehicles/</loc>
		<lastmod>2017-06-11T08:36:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/rent-room-scheme/</loc>
		<lastmod>2017-06-14T08:38:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/new-state-pension-contracted-nics/</loc>
		<lastmod>2017-06-21T08:43:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/10k-run/</loc>
		<lastmod>2017-06-25T09:06:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/new-deadlines-notification-company-information-companies-house/</loc>
		<lastmod>2017-06-26T08:47:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-rebecca-almond/</loc>
		<lastmod>2017-06-28T08:52:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/mileage-rates-electric-hybrid-cars/</loc>
		<lastmod>2017-07-03T07:49:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/switching-cash-basis/</loc>
		<lastmod>2017-07-07T08:46:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/sdlt-second-homes/</loc>
		<lastmod>2017-07-14T09:01:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/paying-voluntary-nics/</loc>
		<lastmod>2017-07-19T09:13:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/our-office-rebrands/</loc>
		<lastmod>2017-07-22T09:39:24+00:00</lastmod>
		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2017/07/19247659_1228983290545174_6610298872356697275_n.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2017/07/48705acb-d786-4982-abd9-12f8f3683861.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://townends.com/blog/hull-10k/</loc>
		<lastmod>2017-07-26T10:03:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-jess-whitehead/</loc>
		<lastmod>2017-07-27T09:56:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/tax-investigations/</loc>
		<lastmod>2017-08-05T13:55:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-george-biggin/</loc>
		<lastmod>2017-08-08T15:15:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/paying-class-2-nics/</loc>
		<lastmod>2017-08-12T15:18:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/new-anti-money-laundering-regulations-take-effect/</loc>
		<lastmod>2017-08-14T14:35:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/castleford-tigers-game-sponsor/</loc>
		<lastmod>2017-08-23T14:00:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/making-tax-digital-business-update/</loc>
		<lastmod>2017-08-24T14:57:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/double-glazing-salesman-%e2%80%8bself-employed/</loc>
		<lastmod>2017-08-28T15:01:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/getting-ready-gdpr/</loc>
		<lastmod>2017-09-03T15:15:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-launch-help-save-consultation/</loc>
		<lastmod>2017-09-09T15:41:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/cost-driving-greener-car/</loc>
		<lastmod>2017-09-16T09:50:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/mtd-vat-regulations-available-april-2018/</loc>
		<lastmod>2017-09-21T09:52:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-jack-whale/</loc>
		<lastmod>2017-10-03T13:22:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-launch-new-business-support-service/</loc>
		<lastmod>2017-10-03T14:30:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/ots-outlines-future-work-plans/</loc>
		<lastmod>2017-10-08T15:17:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/change-termination-payments/</loc>
		<lastmod>2017-10-14T15:21:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/using-iht-gift-exemptions/</loc>
		<lastmod>2017-10-27T15:25:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/traceys-50th/</loc>
		<lastmod>2017-10-30T10:05:19+00:00</lastmod>
		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2017/11/Traceys-50th-003-768x1024.jpg</image:loc>
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	<url>
		<loc>https://townends.com/blog/new-budget-timetable-spring-statement-date-confirmed/</loc>
		<lastmod>2017-12-02T09:18:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/fulfilment-house-due-diligence-scheme/</loc>
		<lastmod>2017-12-12T09:21:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/consider-a-partnership/</loc>
		<lastmod>2017-12-17T09:48:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/new-tax-bands-announced-scottish-budget/</loc>
		<lastmod>2017-12-21T09:51:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/christmas-lunch-2017/</loc>
		<lastmod>2017-12-29T10:58:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/tax-free-childcare-now-open-9s/</loc>
		<lastmod>2018-01-08T09:18:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/two-million-couples-still-missing-marriage-allowance/</loc>
		<lastmod>2018-01-14T10:01:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-clarify-vat-treatment-affiliation-fees-sports-clubs/</loc>
		<lastmod>2018-01-19T10:11:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/latest-making-tax-digital-progress/</loc>
		<lastmod>2018-01-24T10:16:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/iht-know-limit/</loc>
		<lastmod>2018-02-03T10:31:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-win-ir35-appeal/</loc>
		<lastmod>2018-02-09T10:44:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/tax-deductions-family-members-wages/</loc>
		<lastmod>2018-02-16T10:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-georgia-cowling-2/</loc>
		<lastmod>2018-02-18T11:15:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/goole-business-awards-2/</loc>
		<lastmod>2018-02-20T11:25:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/isa-limits-updates/</loc>
		<lastmod>2018-02-21T11:01:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/offshore-income-and-the-rtc-rule/</loc>
		<lastmod>2018-03-02T09:30:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/wales-ready-for-tax-changes/</loc>
		<lastmod>2018-03-09T09:42:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/finance-act-2018-changes-affecting-partnerships/</loc>
		<lastmod>2018-03-17T10:03:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-georgia-cowling/</loc>
		<lastmod>2018-03-20T10:15:19+00:00</lastmod>
		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2018/03/blog1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://townends.com/blog/nmw-and-nlw-increases-take-effect/</loc>
		<lastmod>2018-03-22T10:11:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/use-gift-aid-to-save-tax/</loc>
		<lastmod>2018-04-03T08:17:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/diesel-car-supplement-increase-takes-effect/</loc>
		<lastmod>2018-04-14T08:44:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-update-guidance-on-managed-service-companies/</loc>
		<lastmod>2018-04-19T08:53:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/when-are-tips-taxable/</loc>
		<lastmod>2018-04-24T09:18:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-emily/</loc>
		<lastmod>2018-04-27T09:48:42+00:00</lastmod>
		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2018/04/Straw-Emily-York-866x1024.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://townends.com/blog/using-tax-to-keep-employees-healthy/</loc>
		<lastmod>2018-05-04T08:47:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/investors-relief/</loc>
		<lastmod>2018-05-09T09:05:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/it-contractor-wins-ir35-case/</loc>
		<lastmod>2018-05-15T09:19:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/corporate-offence-guidance-updated/</loc>
		<lastmod>2018-05-22T09:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/mtd-update/</loc>
		<lastmod>2018-06-02T08:57:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-george/</loc>
		<lastmod>2018-06-04T13:31:41+00:00</lastmod>
		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2018/06/StudentJune.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://townends.com/blog/eu-mandatory-tax-disclosure-rules-take-effect/</loc>
		<lastmod>2018-06-08T12:19:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/cgt-payment-date-under-consultation/</loc>
		<lastmod>2018-06-14T12:25:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-continue-to-face-issues-with-trc/</loc>
		<lastmod>2018-06-21T13:00:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-thomas-price/</loc>
		<lastmod>2018-06-28T13:12:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/further-making-tax-digital-update-guidance-published/</loc>
		<lastmod>2018-07-10T10:31:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/saving-tax-with-simplified-expenses/</loc>
		<lastmod>2018-07-16T10:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-update-trust-registration-guidance/</loc>
		<lastmod>2018-07-19T10:51:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/finance-bill-2018-19/</loc>
		<lastmod>2018-07-22T10:59:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-jessica/</loc>
		<lastmod>2018-07-31T10:03:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-consult-on-benefit-in-kind-changes/</loc>
		<lastmod>2018-08-05T09:19:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/making-tax-digital-research-published/</loc>
		<lastmod>2018-08-12T09:49:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/vat-treatment-of-vouchers/</loc>
		<lastmod>2018-08-15T09:59:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/the-office-for-tax-simplification-proposes-new-online-paye-platform/</loc>
		<lastmod>2018-08-22T13:12:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-corner-fran/</loc>
		<lastmod>2018-08-27T08:44:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/class-2-nics-to-remain/</loc>
		<lastmod>2018-09-04T09:56:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/help-to-save-accounts-go-live/</loc>
		<lastmod>2018-09-15T10:01:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/vat-on-holiday-accommodation/</loc>
		<lastmod>2018-09-22T10:04:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-launch-making-tax-digital-campaign-2/</loc>
		<lastmod>2018-09-27T10:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-jon/</loc>
		<lastmod>2018-09-30T09:19:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-launch-making-tax-digital-campaign/</loc>
		<lastmod>2018-10-04T14:30:43+00:00</lastmod>
		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2018/10/Taxdig.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://townends.com/blog/vat-reverse-charge-in-the-construction-industry/</loc>
		<lastmod>2018-11-01T09:15:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/company-vans-update/</loc>
		<lastmod>2018-11-12T09:25:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-warn-of-tax-scams-targeting-university-students/</loc>
		<lastmod>2018-11-22T09:42:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/pgls-for-employers/</loc>
		<lastmod>2018-11-26T09:39:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-brogan-mcmanus/</loc>
		<lastmod>2018-11-29T10:04:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/make-the-most-of-tax-efficient-savings-offers/</loc>
		<lastmod>2018-12-12T09:12:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/can-an-employer-still-claim-the-ea/</loc>
		<lastmod>2018-12-15T09:14:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/considering-capital-expenditure/</loc>
		<lastmod>2018-12-20T09:18:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/vat-supplies-of-digital-services-to-consumers-in-the-eu/</loc>
		<lastmod>2018-12-22T09:57:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/lewis-sansome-student-story/</loc>
		<lastmod>2019-01-03T10:16:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/making-tax-digital-pilot-opens-to-all/</loc>
		<lastmod>2019-01-04T09:18:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/the-first-tier-tribunal-examines-juicy-vat-case/</loc>
		<lastmod>2019-01-10T09:38:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/maximising-the-benefit-of-gift-aid-donations/</loc>
		<lastmod>2019-01-15T09:43:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/the-section-455-charge/</loc>
		<lastmod>2019-01-20T09:51:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-corner-alex-bramley/</loc>
		<lastmod>2019-01-31T12:02:53+00:00</lastmod>
		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2019/01/Bramley-Alex-Pontefract-1024x728.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-reaffirm-income-tax-charge-on-winding-up/</loc>
		<lastmod>2019-02-12T09:55:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-corner-jacob-harrison-rose/</loc>
		<lastmod>2019-02-16T09:45:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/checking-directors-expenses/</loc>
		<lastmod>2019-02-18T10:04:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/voluntary-disclosures/</loc>
		<lastmod>2019-02-22T10:07:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/employer-responsibilities-for-tips/</loc>
		<lastmod>2019-02-26T10:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/treasury-under-pressure-to-debate-probate-tax/</loc>
		<lastmod>2019-03-03T16:07:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/making-tax-digital-update/</loc>
		<lastmod>2019-03-14T16:13:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/employee-mileage-allowances/</loc>
		<lastmod>2019-03-18T16:15:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/nmw-and-nlw-increases-take-effect-2/</loc>
		<lastmod>2019-03-25T16:20:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/making-tax-digital/</loc>
		<lastmod>2019-03-26T14:44:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/student-story-georgina-thaw/</loc>
		<lastmod>2019-03-28T09:51:14+00:00</lastmod>
		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2019/03/4.-Georgina-Thaw-Photo-1024x768.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://townends.com/blog/taxpayer-wins-ir35-challenge/</loc>
		<lastmod>2019-04-02T12:34:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/townends-team-member-set-to-retire-after-31-years/</loc>
		<lastmod>2019-04-04T09:59:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hayley-hudson-new-partner/</loc>
		<lastmod>2019-04-04T10:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/minimum-workplace-pension-contributions-rise/</loc>
		<lastmod>2019-04-10T12:53:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/vat-flat-rate-scheme/</loc>
		<lastmod>2019-04-16T13:04:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/my-yorkshire-feature-jon-cooper-partner-pontefract/</loc>
		<lastmod>2019-04-28T13:13:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/rent-a-room-tax-break-remains/</loc>
		<lastmod>2019-04-29T13:10:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/new-nic-treatment-of-termination-payments/</loc>
		<lastmod>2019-05-03T08:28:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/making-use-of-gift-exemptions-for-iht/</loc>
		<lastmod>2019-05-10T08:37:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/mtd-for-vat-guidance-updated/</loc>
		<lastmod>2019-05-16T08:44:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/moving-into-partnership/</loc>
		<lastmod>2019-05-20T08:47:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/yorkshire-accountancy-firm-appoints-new-partner/</loc>
		<lastmod>2019-05-30T09:32:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/capital-allowances-sba-update/</loc>
		<lastmod>2019-06-10T08:29:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-clarify-vat-zero-rating-of-transport-of-disabled-passengers/</loc>
		<lastmod>2019-06-16T08:51:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/the-townends-philosophy-and-the-family-plan/</loc>
		<lastmod>2019-06-18T14:47:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/tax-free-childcare-dont-miss-out/</loc>
		<lastmod>2019-06-20T09:07:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/tax-efficient-remuneration-with-pension-contributions/</loc>
		<lastmod>2019-06-28T09:17:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/dividend-allowance-2019/</loc>
		<lastmod>2019-07-06T13:59:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/townends-go-the-distance/</loc>
		<lastmod>2019-07-11T08:36:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/yorkshire-post-on-the-spot-feature-adam-cooper/</loc>
		<lastmod>2019-07-11T08:37:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/local-firms-get-set-to-support-howden-charity-run/</loc>
		<lastmod>2019-07-11T13:44:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-consultation-on-partial-exemption-and-capital-goods-scheme/</loc>
		<lastmod>2019-07-14T14:01:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/staff-takeover-rounders-competition/</loc>
		<lastmod>2019-07-24T14:35:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/the-correct-way-with-directors-nics/</loc>
		<lastmod>2019-07-29T14:08:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/changes-in-accounting-for-vat-after-prices-are-altered/</loc>
		<lastmod>2019-07-30T14:13:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/blog-takeover-lindseys-pretty-muddy-5k/</loc>
		<lastmod>2019-07-31T15:10:12+00:00</lastmod>
		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2019/07/Prettymuddybefore-768x1024.jpg</image:loc>
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		<image:image>
			<image:loc>https://townends.com/wp-content/uploads/2019/07/Prettymuddyafter-1-768x1024.jpg</image:loc>
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	</url>
	<url>
		<loc>https://townends.com/blog/employers-must-plan-ahead-for-ea-restriction/</loc>
		<lastmod>2019-08-10T13:22:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/tax-cuts-coming-for-zero-emissions-vehicles/</loc>
		<lastmod>2019-08-18T08:35:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/parking-for-rent/</loc>
		<lastmod>2019-08-21T08:48:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-2018-19-annual-report-published/</loc>
		<lastmod>2019-08-28T09:02:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/graduates-make-the-grade-at-townends/</loc>
		<lastmod>2019-08-31T09:18:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/delay-in-implementation-of-domestic-reverse-charge-vat-for-construction-services/</loc>
		<lastmod>2019-09-03T10:03:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-publish-agent-update-brexit-special/</loc>
		<lastmod>2019-09-10T10:17:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/hmrc-win-ir35-case/</loc>
		<lastmod>2019-09-16T11:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/tax-free-expenses-for-home-workers/</loc>
		<lastmod>2019-09-22T11:58:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/macmillan-cancer-support-coffee-morning/</loc>
		<lastmod>2019-09-27T12:14:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/traceys-shine-a-light-walk/</loc>
		<lastmod>2019-09-30T12:16:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/brave-new-world-the-future-of-accountancy-according-to-townends/</loc>
		<lastmod>2019-10-24T09:06:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/york-macmillan-cancer-research-fundraising/</loc>
		<lastmod>2019-10-29T16:27:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/salary-or-bonus/</loc>
		<lastmod>2019-10-30T09:22:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/recognising-genuine-hmrc-contact/</loc>
		<lastmod>2019-10-31T09:17:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/10-in-10-adam-cooper/</loc>
		<lastmod>2019-10-31T14:52:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/losses-in-the-first-years-of-trade/</loc>
		<lastmod>2019-11-01T09:12:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/probate-fees-changes-abandoned/</loc>
		<lastmod>2019-11-04T09:18:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/should-i-incorporate-my-business/</loc>
		<lastmod>2019-11-22T13:18:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/should-i-register-for-vat/</loc>
		<lastmod>2019-11-25T10:30:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/tax-free-christmas-parties/</loc>
		<lastmod>2019-11-26T11:30:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://townends.com/blog/proposals-to-pay-doctors-pension-tax-bills-update/</loc>
		<lastmod>2019-11-26T12:10:06+00:00</lastmod>
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